Some thoughts on the repayment methods of Hungarian household forex loans

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dc.contributor.authorSepsi , Barbara
dc.contributor.authorFenyves , Veronika
dc.date.accessioned2021-06-28T11:15:16Z
dc.date.available2021-06-28T11:15:16Z
dc.date.issued2014-09-30
dc.description.abstractNowadays the volatility of exchange rates and the macroeconomic changes strongly affect the monthly instalments of the debtors. The growth of delayed forex loans - mostly denominated in Swiss Franc and Euro - can include a high risk, which as a part of a vicious circle can ruin Hungary’s economic situation and even the country’s external judgement. Steps were taken to handle the problem of the forex loans but their result is questionable. In this paper different repayment methods are compared in different economic scenarios. More precisely, the third edition of exchange-rate barrier and income based repayment are analysed in an optimistic realistic and pessimistic scenario. This article is aiming to quantify and interpret the difference between each repayment methods regarding different scenarios. Based on the results suggestions are made how to eliminate efficiently currency exposure from the continuously deteriorating portfolio.en
dc.formatapplication/pdf
dc.identifier.citationApplied Studies in Agribusiness and Commerce, Vol. 8 No. 2-3 (2014) , 17-23
dc.identifier.doihttps://doi.org/10.19041/APSTRACT/2014/2-3/2
dc.identifier.eissn1789-7874
dc.identifier.issn1789-221X
dc.identifier.issue2-3
dc.identifier.jatitleAPSTRACT
dc.identifier.jtitleApplied Studies in Agribusiness and Commerce
dc.identifier.urihttps://hdl.handle.net/2437/317676en
dc.identifier.volume8
dc.languageen
dc.relationhttps://ojs.lib.unideb.hu/apstract/article/view/6284
dc.rights.accessOpen Access
dc.rights.ownerUniversity of Debrecen, Faculty of Economics and Business, Hungary
dc.subjectforex loansen
dc.subjectdelayed loansen
dc.subjectrepayment methodsen
dc.subjectexchange-rate barrieren
dc.subjectincome based repaymenten
dc.subjectEuroen
dc.subjectSwiss Francen
dc.titleSome thoughts on the repayment methods of Hungarian household forex loansen
dc.typefolyóiratcikkhu
dc.typearticleen
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