With the development of China's digital technology, it has brought a profound impact on Chinese commercial banks. In order to improve operating performance, new digital advanced technologies are used to improve services. We believe that if the Bank of China can meet the challenges of COVID-19 and seize the opportunities, the epidemic will surely accelerate the transformation of China's financial industry and the development of commercial banking, and usher in a broader and more intense wave of development. Digital commercial banks will be the next “storm”.